Case-based review
Review usually focuses on liability, injuries, treatment, insurance, liens, attorney representation, and whether the claim appears likely to produce a recovery.
CasePayNow resource
Pre-settlement funding for pending injury cases
CasePayNow helps injured plaintiffs request funding review while a lawsuit or insurance claim is still pending.
Quick guide
Key points before you apply
Pre-settlement funding may help injured plaintiffs cover urgent expenses while a claim is pending. The decision is based on the case, attorney verification, insurance or recovery path, documentation, prior funding, and the requested amount.
Attorney verification
Most providers need your attorney to confirm representation, case status, prior funding, expected recovery path, and whether the requested advance is reasonable.
Costs and payoff terms
Before accepting funds, ask how charges are calculated, whether fees grow over time, whether there is a payoff cap, and what examples look like at different timelines.
Repayment depends on the agreement
Approved non-recourse funding is generally repaid from case proceeds if the case is successful, subject to the exact written funding agreement.
How review works
What happens after you apply
The process usually starts with a short intake, followed by attorney verification, underwriting, written terms, and applicant review before any funds are accepted.
Submit the basics
Provide your contact details, case type, attorney information, state, requested amount, and whether you have prior funding.
Attorney confirms the file
Your attorney may confirm case facts, treatment, liability, liens, insurance, and current settlement or litigation status.
Funding terms are reviewed
If approved, review the advance amount, fees, payoff examples, attorney requirements, and case-loss terms before signing.
You choose whether to accept
Submission does not create an obligation. You can decline any offer if the terms do not make sense for your case.
Documents
Information that can speed up review
A complete file reduces back-and-forth. If you do not have every document, give accurate basic details and let the attorney help verify the rest.
Attorney contactLaw firm name, attorney or case manager, phone number, and email.
Incident detailsDate, location, case type, short description, and who may be responsible.
Treatment statusCurrent treatment, medical provider names, diagnosis, surgery, therapy, or treatment gaps.
Insurance or defendantInsurance carrier, claim number, policy information, defendant name, or recovery source if known.
Financial needRequested amount, urgent deadline, and whether funds are needed for rent, utilities, transportation, or other expenses.
Prior funding or liensExisting lawsuit funding, medical liens, child support liens, or other claims against settlement proceeds.
Costs and alternatives
Compare your options before signing
Funding can help during a difficult case timeline, but it may cost more than other options if the case takes a long time. Compare payment plans, hardship programs, attorney guidance, insurance benefits, family support, traditional credit, or requesting a smaller advance.
Applicants should ask for payoff examples at 6, 12, 18, and 24 months and should review the funding costs guide, payoff calculator, and contract checklist.
Questions
Pre-settlement funding FAQs
Do I need good credit?
A credit score is generally not the main review factor. The pending claim, attorney verification, liability, insurance, and expected recovery matter more.
Do I need to be employed?
Employment verification is generally not required like a personal loan, but the claim still needs enough support for provider review.
What if my case loses?
Repayment depends on the written agreement. Many non-recourse agreements are generally repaid from case proceeds if the case succeeds, but applicants should read the exact case-loss language.
How fast can review happen?
Timing depends on documents, attorney response, underwriting, approval, signed terms, and funding method. Same-day funding is possible on some complete files but is not guaranteed.
Does applying create an obligation?
No. Submission starts a review and does not require you to accept any offer.
Helpful next steps
Continue reviewing your options
Before accepting funding
Review attorney verification and contract terms
Before signing, understand why attorney verification may be required and use the contract checklist to compare fees, payoff examples, cancellation rights, privacy terms, and case-loss language.
Important limits
Funding claims depend on the final review
Approval is not guaranteed. Funding amounts, timing, fees, state availability, attorney participation, repayment language, and whether funding is non-recourse depend on the case facts, provider review, signed agreement terms, and final approval. Traditional credit and employment are generally not the main review factors, but provider requirements can vary.